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Tom Hughes has been labeled a “visionary” in the mortgage industry. His 40 years in banking (with a specialization in the secondary market both in origination and servicing) gives him an unusually broad base of experience. Mr. Hughes is a founder and is currently serving as Managing Partner of Bankers Mortgage Consulting, LLC.

Prior to his current position, he led another organization in being the first bank in Kentucky to originate an automated underwritten loan through Freddie Mac’s system. Hughes’ prior experience includes President of South Central Bancshares’ Mortgage Division, President of Commonwealth Bank and Trust Mortgage Division, past CEO of Mortgage Insource Services, LLC, and President of The Bank Mortgage Network.

Throughout his career, Mr. Hughes has been a strong advocate of specialized staff training to increase efficiency. He served on Freddie Mac’s National Advisory Board for community lenders, Mortgage Currency’s Advisory Board, and is a past President of Mortgage Bankers Association of Kentucky. Tom has been a speaker at the national and state level on topics relating to the mortgage industry and has taught banking and real estate at the college level. He is a Certified Mortgage Bankers in Kentucky and a national winner of “Freddie Mac’s Loan Prospector Service Award”.

Most recently, Tom was selected as a 2022 Mortgage Banker Magazine’s Legends of Lending.

Bachelor of Arts, Western Kentucky University
Masters of Science, Western Kentucky University
Graduate of the School of Mortgage Banking

Phone: 270-590-9116

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